Kudi is an AI powered chatbot who can help with your finances just by asking her. Kudi uses everyday conversational style to communicate with you. It is that simple... errr... actually it is not. We do the complex stuff so that you can have simple interactions and focus on what matters to you. Chat with Kudi as you would a friend. She’s here to help with your finances and she also learns more as you communicate with her.
Kudi helps you transfer money, keep track of your account details, buy airtime, pay recurrent bills such as GOTV, DSTV and PHCN and she also reminds you when these bills are due.
Have you ever chatted online with someone before? For example, whatsapp? Then you already know how to use Kudi. Just chat with Kudi as if she were a friend or a finance manager.
Tell Kudi you want to make a money transfer. You can also add anyone you frequently send money to, to your beneficiary list.
You can ask Kudi to transfer money for you in any of these ways or similar:
• Send 5K to Tobi
• Yo, send Dad 3,000
• Please transfer #20,000 to Mr. Chuks
• Pay Mohammed 3, 000 naira.
• I want to make a money transfer.
• Hey kudi, pls send money to this account number for me
Ask Kudi to buy you one. You can buy for yourself or for other people. You can add anyone you frequently send airtime to, to your beneficiary list. You can ask Kudi to buy you airtime in any of these ways or similar:
• I need airtime
• Buy mom 200 mtn credit
• Send airtime of 700 to this number pls
• I need 200 unit of etisalat voucher
• Buy me #100 credit
• Kudi I need 200 airtime
Ask Kudi to pay your DSTV bill on your behalf. Kudi will require your Smartcard number to perform this transaction. Kudi will also save your smartcard information should you choose to renew it the following month. Kudi will remind you when this bill is due.
You can ask Kudi to pay for your DSTV bill in any of these ways or similar:
• I need to pay for my DSTV subscription
• I want to renew my DSTV family subscription
• Kudi could you help me subscribe to DSTV premium please?
• Subscribe to DSTV compact, this is my smartcard number…
• Hey Kudi, abeg help me do my DSTV subscription
• Get me the DSTV subscription of #3600
Ask Kudi to pay your GOTV bill on your behalf. Kudi will require your ICU number to perform this transaction. Kudi will also save your ICU number information should you choose to renew it the following month. Kudi will remind you when this bill is due.
You can ask Kudi to pay for your GOTV bill in any of these ways or similar:
• Hi, I want to renew my GOTV subscription
• I want the quarterly GOTV subscription plan
• Abeg, pay for my GOTV plus package
• Hey Kudi, could you help with my GOTV subscription?
• Subscribe to GOTV value for me pls
• Pay for my GOTV plus plan.
Ask Kudi to pay your PHCN bill. Kudi will require your meter number to perform this transaction. Kudi will also save your meter number should you choose to renew it. Kudi will remind you when this bill is due.
You can ask Kudi to pay for your PHCN bill in any of these ways or similar:
• Abeg, help me pay for NEPA
• I want to pay for my prepaid PHCN bill
• Pay #3000 for my PCHN postpaid pls
• Kudi, pay my PHCN bill of the month
Now this is the beauty of Kudi, you don't have to signup r fill any extensive forms. Simply add the bot on Messenger, Skype or Slack and start chatting with it.
Your security and privacy is our utmost concern. All connections with Kudi are encrypted over TLS. This implies Kudi is immune to man in the middle attacks. In addition, we do not store your financial information. Financial information is handled by an independent and secure integrator with military grade security standards. You also create a six digit PIN on sign up. This PIN will be used to authorize 'sensitive' transactions involving a cash debit. E.g. funds transfer and bill payment.
This ensures your money is always safe even if your phone gets stolen.
Yes, using Kudi is free but we charge a convenience fee of 100naira on some Transfers, DSTv & GOTv subscriptions for payment processing costs.
Kudi presently supports all banks since payments are made through cards.
A beneficiary list is a place you can add the people you frequently send money or airtime to. This is to make it easier when next you’re performing a transaction as you wouldn’t have to type out the account number or phone number.
For example, you can tell Kudi: send 3000 to Mom. You wouldn’t have to specify account details again because Mom is now on your beneficiary list.